This institution has courses that will start online and continue on campus later. A must-read is How to Start Investing in Dividend Paying Stocks. Even better, many of these budget tools are available free of charge on iPhone and Android phones, so you don’t really need to spend in order to get a handle on your finances. Views. Maybe they are, but there are often other reasons why people do not have a handle on their money. Some must-reads are A Complete Guide To Canada’s Retirement Income System and A Simplified Guide For The First-Time Homebuyer. It was one of my favourite games to play during computer class in elementary school (younger millennials and likely Generation Z might not remember that game though). Even if you can’t give up a chunk of money, they move small bits of change you won’t notice and help you build wealth. If you spend cash, it is easy to enter the information manually. If you want to learn about passive investing, index funds, ETFs, and the DIY approach to investing in general, Dan Bortolotti’s blog is a good place to start. Please try searching for a single subject or university. Learn more about how it works in this Passiv review. Andrew uses realistic data to support his arguments. I would also nominate Gen Y Money to be added to this great list (and of course, Modern FImily)! – Retirement Planning. This blog is managed by Ben Carlson. You collect 1 Paytm point per $1 spent (within category limits) and can redeem your points for free gift cards from brands like Amazon, Starbucks, Pizza Pizza, Tim Hortons, Sport Chek, etc. Robb also is a Fee Only Financial Advisor and provides unbiased financial advice for individuals and couples interested in a financial facelift. Your plan is not only free, it’s mathematically sound and 100% in your best interest.. Start now Views. No problem. Make a complaint about a financial planner The cash back discounts can be as high as 30% on some items. Genymoney.ca: Make the Most of your Money. If they introduced a little interest like banks it would hard not to use QUBER instead of the banks that charge hefty fees. It is—but it's also so much more. You will also receive our FREE e-Book! Do these 4 things, These high-interest savings accounts are turning heads in Canada, Boost productivity during this holiday season with these utility apps on sale for Black Friday, Safely shop online during Black Friday and Cyber Monday with a VPN, Black Friday is around the corner, but these ten apps to help overcome work-related stress are on sale now, Becoming a generalist may help you become a better business professional, Online privacy starts with email—here's how to protect yours, Canadians' debt remains at near record levels. The Checkout 51 app is available on iPhone and Android devices and is present in Canada and the U.S. This is similar to the cash envelope system (without the paper envelope) in which you assign every dollar a task in your various spending categories and then execute your plan through the month. People often say personal finances are all about common sense. Disparity is a result of a spike in disposable income not being met with increased consumer spending. with Video. Learn more about the app and card in this STACK review. The following blogs are not listed in any particular order of awesomeness (listed alphabetically). As we approach 2020, I have had some time to reflect on some of the things I learned in 2019 and the progress I’ve made with this personal finance blog since starting it in November 2016. Please read our, Mogo Review: Free Credit Scores, Online Loans, and Mortgages. I actually wrote this article around September of 2017 and then totally forgot to publish it until almost 4 months later. He’s from Newfoundland and is a dad of two children. Here’s a quick summary of some of the best apps you should consider today. His goal was to hit a net worth of $1 million by the age of 35 and he was able to reach that goal ahead of schedule in 2014. Enoch Omololu is a personal finance blogger and a veterinarian. Passiv can sync with your Questrade or Interactive Brokers brokerage account and: It is worth checking out if you want to spend less time working on your investment account. A high interest rate will keep your money from losing value over time. Best Canadian Personal Finance Blogs Recap, monthly dividend passive income and monthly expenses are equivalent, Smith Manoeuvre to generate a tax-deductible mortgage, Why Living Off Dividends No Longer Appeals to Me, last December Dividend Income 2018 update, Why My Goal to Live off Dividends is Alive and Well, 5 must-read personal finance books for Canadians. Like 9 years ago back when he started his blog, had a new baby girl, and I still had my other Canadian personal finance blog. Thanks a lot for your consideration. Frugal Trader and his wife have achieved a $1,000,000 net worth by age 35 (in 2014) and then set forth to achieve a new goal of $60,000 in dividend/passive income in 2020 (and this was achieved, just six years later in quarter 2 of 2020). Even though Moneysense is not published in a print edition anymore and is now owned by Rate Hub, I still checkout the online edition from time to time. This site uses Akismet to reduce spam. KOHO is a reloadable Visa card and app that functions as a prepaid spending card, money-saving app, and is a budgeting tool. Moka is an automated saving and investing app that automatically rounds up your spare change and invests it in low-fee exchange-traded funds (ETFs). These budgeting apps offer a free basic service and are available on the Apple Store and Google Play. Mark from My Own Advisor lives in Ottawa with his wife and is a big hockey Ottawa Senators fan. If you're paying for your credit score, you're being taken for a ride. Frugal Trader had not only inspired me to take the plunge towards ditching my Investor’s Group Mutual Fund towards DIY investing, his personal finance blog also inspired me to start my own blog back in 2009. Number 11 was founded by me actually haha But Kyle and Justin bought the blog from me in 2012. I confirm I am over 16 and I agree to the Hotcourses. The latest in personal finance from MoneyWise, brought to you in partnership with the Financial Post, Elon Musk overtakes Bill Gates to become world's second richest person, Why family separations can get messy when the major asset is a corporation, How employers can boost employees' financial security even as pension and insurance benefits shrink, With three decades to go, this frugal B.C. Shop at your favourite store as usual and then upload your receipt via the app to receive the cashback advertised for each of your purchases. Here are five ways to avoid a visit to the payday loan centre, How much debt is too much? It is 100% free and has received top ratings in many countries. Tom Drake is a financial analyst who started his blog in 2009 to share his financial experiments. The app is available on iPhone and Android. One of my favourite posts from Liquid Independence is How Personality Affects Finances and he breaks down the number of personal finance bloggers that have a certain personality type. Your funds are insured by the Canadian Investor Protection Fund (CIPF) up to $1 million. Mostly I enjoy these blogs because of their net worth posts, their dividend income goals, their sense of humour, and I enjoy following their personal finance journey and the money lessons they learned along the way. They offer high-interest savings accounts with: You can keep your money in a general savings account or use a TFSA, RRSP, RRIF, or US$ savings account. The app functions around four major rules and is one of the best budget apps for iPhones: Rule 1: Give every dollar a job. Here's a quick way to get financial relief when money's tight. I have always been a voracious reader and as part of my strategy to educate myself on money management, investing, real estate, etc., I follow several personal finance blogs – in Canada and the U.S. For your 2020 personal finance education goals, I’ve compiled a list of 12 homegrown (Canadian) blogs you should consider following. His book, Moolala: Why Smart People Do Dumb Things With Their Money and What You Can Do About It, shows how you can get a handle on your money and improve your financial life.